时间:
2014
年11月14日(周五)中午12:30-2:00
地点:8797威尼斯老品牌203室
嘉宾:石菊助理教授
(8797威尼斯老品牌经济系)
题目:医疗保险补贴对收入的影响:来自马萨诸塞州的证据
Title: Income Responses to Health Insurance Subsidies: Evidence from Massachusetts.
主讲人介绍:
石菊博士,现任8797威尼斯老品牌经济系助理教授。她在清华大学经管学院分别获得经济学学士、硕士学位,于2013年获得波士顿大学经济学博士学位,并曾在哈佛大学医学院卫生政策系进行博士后研究。她的研究领域为健康经济学、劳动经济学和产业组织理论。目前已有两篇论文发表在健康经济学领域国际知名期刊Journal of Health Economics上,并曾获美国国家健康管理机构年度优秀论文奖。
内容提要:
This paper analyzes income responses to eligibility thresholds for health insurance subsidies in the Massachusetts health insurance reform, the state-level precursor to national health reform in the United States. Using data from the American Community Survey, I test whether individuals adjust their income in order to qualify for insurance subsidies. I find clear evidence of income manipulation around the thresholds of 150 percent and 300 percent of Federal Poverty Level. The lower threshold determines whether individuals pay zero or positive out-of-pocket premiums, and the effect is concentrated among the self-employed. The higher threshold determines the eligibility for any subsidized coverage, and the effect is concentrated among wage workers. I also estimate the elasticity of labor supply with respect to the wage rate using a structural model, and use the estimated model to calculate the welfare loss due to the insurance subsidies.
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Income Responses to Insurance Subsidies_Julie Shi.pdf