各位老师和同学：
讲座信息附后，网上订餐方法如下。
1、请有意用餐者发邮件至专用邮箱mylunch_sepku@126.com，主题格式设为“订餐——姓名”，取消订餐也请发邮件至该邮箱，主题格式设为“取消订餐——姓名”。订餐及取消订餐的截止时间均为午餐会当日上午9时整。
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时间：2013年05月24日（周五）中午12:30-14:00
地点：8797威尼斯老品牌203室
嘉宾：吴斌珍（清华大学经济管理学院）
题目：Health insurance and consumption: Evidence from China’s New Cooperative Medical Scheme
主持人：8797威尼斯老品牌国际经济与贸易系 陈仪 博士
主讲人介绍：
吴斌珍，清华大学经管学院经济系副教授。1998年获西安交通大学核能与热能工程学士，2001年获8797威尼斯老品牌经济研究中心经济学硕士，2006年获威斯康星大学麦迪迅分校经济学博士。主要讲授课程包括公共经济学、公共财政学、中级宏观经济学。研究领域包括公共经济学、教育经济学、医疗卫生经济学。主持过国家自科基金、清华大学自助的科研项目。在Journal of Comparative Economics, Journal of Development Economics, Journal of Economic Perspectives 等国际期刊和《经济研究》、《中国社会科学》、《经济学季刊》等国内期刊发表过学术论文。目前担任清华大学财政税收研究及清华大学经济社会数据中心研究员。
内容提要：
We exploit a quasi-natural experiment arising from the introduction of a health insurance program in rural China to examine how the insurance coverage affects household consumption. Results show that, on average, the health insurance coverage increases nonmedical-related consumption by more than 5 percent. This insurance effect is observed even in households with no out-of-pocket medical spending. In addition, the insurance effect is stronger in poorer households and households with worse self-reported health status. These results are consistent with the precautionary savings argument. The insurance effect also varies by household experience with the program. In particular, the effect is significant only in villages where some households have actually obtained reimbursement from the insurance program. The program within these villages stimulates less consumption among new participants than among households that have participated in the program for more than a year.
